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Choosing a mortgage
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if your do not keep up repayments on your mortgage or or any other debt secured on it.
The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
Think carefully before securing other debts against your home.
Mortgage deals may not be available, and lending is subject to individual circumstances and status.
First Time Buyer
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Buy-to-let
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Re-mortgaging
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Moving House
What kind of mortgage is best for you?
What ever your circumstances, there may still be a mortgage to suit you.
Let us find the best mortgage for your needs.
We can also advise you on:
- Right to Buy
- Help to Buy
- Debt consolidation
- Poor credit rating
There is a huge range of mortgages out there. But a lot of mortgage advisers are tied to specific lenders and can offer only a limited choice. We are different. Shaun Calvert Mortgage Services Ltd are independent, which means we have access to mortgages right across the market.
You may be a first-time buyer. Or perhaps you want a bigger mortgage to move up the housing ladder. Or you want to re-mortgage to pay for home improvements. Or you need a buy-to-let mortgage.
Whatever the reason, we can help.
This information does not contain all of the detail you would need to choose a mortgage. Make sure you read the provided individual European Standardised Information Sheet (ESIS) which most lenders in the UK refer to as the ‘Mortgage Illustration’ before you make a decision.
The Mortgage Illustration gives you tailored information based on a particular mortgage and the level of lending you require which is important to help you make your decision. This includes associated rates and fees, the overall costs of the mortgage and your monthly repayments.
PLEASE NOTE THIS DOES NOT CONSTITUTE MORTGAGE ADVICE AND THE FIGURES SHOWN ARE PURELY A GUIDE. THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR AN ESIS.
Buying a property can be the biggest decision made in our lives.
It is for this very reason that impartial advice is critical from a qualified advisers but if you need a fast quote on the possible borrowing amount, then use our mortgage repayment calculator to find out how much it will cost you each month:
To discuss your mortgage requirements and book an appointment get in touch today…
Try our mortgage calculator
Ask us about:
- Income protection
- Accident, sickness and unemployment cover
- Private medical insurance
- Landlord’s cover
Shaun Calvert Mortgage Services Ltd works with a range of selected insurers to give you and your loved ones peace of mind.
Protect your family
Be prepared for the unexpected, just incase. We will arrange life assurance and critical illness cover, which means that if the breadwinner dies or stops earning because of illness the mortgage repayments will still be made.
Protection
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Use our risk reality Protection Risk Reality Calculator to find out what protection cover you may need.
Insurance
Protect your home
We can arrange insurance to cover your house and your possessions.
If you have a mortgage then the Lender will insist on adequate Buildings Insurance to be in place and you can then also protect your contents too. This is also the case if you are a Landlord & you may wish to cover in place for legal expenses or rent guarantee. At Shaun Calvert Mortgage Services Ltd we can search through a range of policies to find the policy that best suits you from our range of insurers.
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Debt Consolidation
Poor credit rating
Self-build projects
Help To Buy
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There is a huge range of mortgages out there. But a lot of mortgage advisers are tied to specific lenders and can offer only a limited choice. We are different. We can help you find the right mortgage based on your specific set of circumstances.
Expert Advice
Right To Buy
First Time Buyers
T: 01449 402010
M:07923 002394
E: sc@shauncalvertmortgageservices.co.uk
Mortgage Adviser | Protection | General Insurance
A mortgage is a loan secured against your home or property. Your home or property may be repossessed if your do not keep up repayments on your mortgage or any other debt secured on it.
The Financial Conduct Authority does not regulate most forms of buy to let mortgage.
Shaun Calvert Mortgage Services Ltd is authorised and regulated by the Financial Conduct Authority. Shaun Calvert Mortgage Services is entered onthe Financial Services Register (www.fca.org.uk/register) under reference 934784.
Our written complaints procedure is available upon request. If we cannot settle your complaint, you may be entitled to refer it to the Financial Ombudsman Service (FOS). Further information about the FOS is available from their website www.financial-ombudsman.org.uk. If we cannot meet our obligations, you may be entitled to compensation from the Financial Services Compensation Scheme. This depends on the type of business and the circumstances of the claim.
The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Shaun Calvert Mortgages Services Ltd | Registered in England and Wales. Company Number 12491602 | Registered Office: Suite 4, East Barton Barns, E Barton Rd, Great Barton Bury, St Edmunds IP31 2QY
Principal: Shaun Haley Calvert
Address: 22 Drake Close, Stowmarket, Suffolk,IP14 1UP.
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